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Internet Merchant Account
Internet Payment Gateway
Impact PaySystem is an industry leader in credit card and electronic check processing for internet businesses. Whether you are just starting your e-business or have an existing web site that needs payment processing, Impact PaySystem has the products and expertise to ensure your e-business success.
We have devoted our energy and resources to making Web transactions reliable, secure, and scalable for thousands of merchants. We can do it for you!
We are a full service payment gateway with all of the features and services you need to process e-commerce transactions.
E-commerce Processing Software
E-Commerce Gateways provide full credit card processing functionality with features such as on-line customer credit card authorizations, batched transactions, fraud detection and prevention, with full transaction reports.
E-Commerce Gateways can be integrated into virtually any internet storefront using an HTML query string or a simple form submit. With the use of our Universal Shopping System you can embed products for sale on any website without the use of scripts, programs, or other complicated technology.
Gateway Features and Benefits
Credit Card Terminal
The Credit Card Terminal allows you to perform and process manual transactions such as Sale/MOTO, Credit/Return, and Pre-Auth/Book. Sales orders collected from your web site through secure email can also be processed manually with the Credit Card Terminal.
ACH Terminal
The ACH Terminal allows you to process ACH (Automated Clearing House) transactions. Sales orders collected from a web site through secure email can also be processed manually with the ACH Terminal.
Recurring Billing
Our recurring billing features offers a robust, yet easy to use recurring billing system that can be configured to suit the needs of your business. The Transaction Manager Recurring Billing Technology helps capture and protect up to 10% more of your subscriptions annually.
Membership dues and subscription fees are examples of products and services that are typically billed on a recurring basis. It is the perfect solution that allows you to set up regularly scheduled payments, such as dues for membership services or installment payments. Recurring billing offers you improved profitability, security as well as better control and predictability over your cash flow.
Comprehensive Online Reporting
The Reports tool allows you to view all credit card Settlement Reports (Sales, Pre-Auths, Credits, etc.) by date, by credit card number, by order number, or by Customer ID. You can also see when a batch was run, how much the batch totaled, and which transactions were included in the batch. In the credit card Transactions Reports, you can review Address Verification System (AVS) results or learn the reason a specific transaction was declined. ACH Transaction Reports tell you information about any check based transactions you have run over a given date range. The Export Orders utility allows you to export sales data using several popular file formats.
Fraud Protection
Developing and maintaining a current negative database of payment types and customers that have caused you problems or have committed fraud is useful in helping your business reduce costs and maintain profits. The Transaction Manager Fraud Protection system allows you to lock out, or unlock, certain credit cards, individuals, and/or countries that you choose not to support. This feature enables you to monitor your system for fraudulenttransactions and set specific parameters for which types of transactions you will not accept.
Administration
The Administration tool is used to define processing and security settings for your account. You provide all of your pertinent information such as company name, merchant username, and password. You may also choose from the payment acceptance options available and provide security, processing, and access group instructions. Remote Processing functionality is also accessed through the Administration tool group.
Order Processing
The Order Processing feature allows you to generate reports of all of your open or unshipped orders so that you may process and label them closed or shipped. You may also generate reports of all your closed or shipped orders for review or accounting purposes.
Gateway Tools:
- Virtual Terminal - Process and manage credit card transactions and checks manually from any computer that has an Internet connection, web browser, and a user ID and password.
- Credit card processing via Weblink - Accept all major credit cards including Visa
 , MasterCard, American Express, Discover, Diner's Club, and JCB for products purchased on your website and/or shopping cart.
- Accept Checks Online via ACH - Give your consumers the option of paying via online check for products purchased on your website and/or shopping cart.
- Recurring billing - Easy to use automated billing of recurring amounts via virtual terminal.
- Fraud and Risk Management - Customizable fraud and risk management system helps you maximize sales and minimize risk.
- Hosted shopping cart - Built-in shopping cart check-out services, including shipping and tax calculations.
- Shopping cart integration - We are compatible with many of the leading shopping cart vendors.
- Online reporting - All the details of your transactions are available online.
- User Friendly - Easy to use program
- Process transactions - anywhere around the world whenever you have internet access.
- Address Verification Service (AVS)
- Email receipts - to both merchant and customer
- User Accounts - Supports unlimited number of users
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Impact PaySystem • 5115 Covington Way, Suite 16, Memphis, TN 38134
Toll Free: (877) 251-0778 • Local: (901) 601-0032 - Email
© Copyright 2005. Impact PaySystem. Impact PaySystem is a registered ISO/MSP of Bank One and of Wells Fargo Bank, N.A. Walnut Creek, CA.
American Express & Discover require separate approval.
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