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Impact PaySystem • Credit Card Processing • Merchant Accounts • ATM Machines • Electronic Check Conversion |
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Providing Excellence in Electronic Payment Services Consumers like to write checks! It's still the most popular payment option chosen at the point-of-sale today. When merchants accept more checks, they make more sales. And Impact PaySystem and Impact PaySystem™ Check Services are here to assure that your customers' affinity for checks can be accommodated by offering the most efficient and effective check acceptance programs in the industry today. So how do you distinguish between the good and bad check writer? Accept the wrong check and you risk wiping out an entire day's profits. Impact PaySystem reduces risk by providing access to the largest and most accurately maintained database and risk management system in the country. With Impact PaySystem, merchants can accept more checks, increase sales and build their business by offering their consumers a liberal check acceptance policy. The Safe and Secure Process that Streamlines Operations - Electronic Check Conversion (ECT) The Impact PaySystem Electronic Check Transfer (ECT) program combines the benefits of paper checks with the speed, ease and safety of electronic processing. It's just like accepting a credit card or debit card at the point-of-sale. The check is converted to a paperless transaction by electronically moving funds from the customer's bank account to the business's bank account. Combined with Check Guarantee, this service delivers a streamlined check acceptance process that eliminates returned checks and returned check fees, while reducing paperwork and trips to the bank. With the Impact PaySystem ECT program, check writers will continue to benefit from the float of a paper check, since the electronic item is processed through the banking cycle in the same amount of time as a traditional paper check. It's a safe process that uses a secure bank system similar to those used for direct deposits and ATM transactions. The Impact PaySystem ECT program helps businesses take full advantage of this new innovation in the world of electronic commerce and provides the added safety and convenience of paperless money. The Impact PaySystem Check Guarantee service is a simple process at the point-of-sale. The sales clerk simply enters the customer's information into the point-of-sale terminal or cash register. In less than four seconds Impact PaySystem authorizes the check from its database of millions of records, accessing both local and national negative files of unpaid checks. Impact PaySystem profiles the transaction using proprietary shopping patterns and continuously updates this database with check writing histories drawn from subscribing customers. With Impact PaySystem's Check Guarantee service, a merchant never has to lose a sale or delay a customer because of high check writing activity. In addition, if a check we authorize does not clear, Impact PaySystem quickly purchases it for the full amount, up to the check limit, so you can increase your sales without increasing your risks. The reimbursement process is simple and will improve your cash flow and reduce your administrative expenses. In the complicated world of business, the Impact PaySystem Check Guarantee service allows merchants to strike a balance between managing risk and providing the kind of service customers expect. Affordable, Reliable - Check Verification and Collections Impact PaySystem also offers a low cost check verification and collection program. A merchant simply verifies all checks through Impact PaySystem's national negative database to see if the check writer has any outstanding check(s) in the system. If none are found, the system will submit an approval, allowing the merchant to accept the check. In seconds, Impact PaySystem processes the transaction from its database of millions of records. During the verification process, all U.S. and Canadian driver's licenses and state-issued identifications are verified to meet established guidelines. Impact PaySystem even validates the transit routing numbers when the checking account number is used for verification. If for any reason the check is returned, the merchant simply sends it to Impact PaySystem for collection. The check writer will be added to the negative database and Impact PaySystem will proceed to collect, just as if it were a guaranteed item. Impact PaySystem gives business owners an affordable alternative for only pennies per transaction. When combining verification with collection services, you have a comprehensive risk management program designed specifically to meet your business needs. Verification and collection service from Impact PaySystem lets you spend more time making sales and less time chasing losses. And that's time well spent. |
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Apply for An Impact PaySystem Merchant Account - Fast Approvals! |
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Impact PaySystem • 5115 Covington Way, Suite 16, Memphis, TN 38134 |
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