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Impact PaySystem •  Credit Card Processing  • Merchant Accounts  • ATM Machines •  Electronic Check Conversion

MERCHANT SOLUTIONS

+ Click Here to Apply Online
+ Innovative Solutions
+ Retail Stores
+ Mail, Phone, Fax Orders
+ E-Commerce/Internet
+ Wireless Processing
+ Restaurants
+ Supermarkets/Multi-Lane
+ Hotels/Lodging

MERCHANT SERVICES

+ Rates and Fees
+ Credit Cards
+ Debit/Check Cards
+ EBT Cards
+ Check Processing
+ Gift & Loyalty Cards

EQUIPMENT

+ Basic Terminals
+ Terminals with Printers
+ PinPads
+ Check Readers
+ E-Commerce Software
+ PC Software
+ Printers
+ Paper & Supplies

CONTACT US

+ About us
+ Contact Information
+ Customer Service
+ Career Opportunities
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Credit Card Processing

Impact PaySystem offers a competetive edge on the Credit Card processing need of our customers. We are dedicated to insure great customer service 24/7, which includes a regional representative. No matter how big or small you are, with Impact YOU are our main priority.

Here are some of the things you may want to take into consideration when choosing a Processor:

  • Discount Rates - This is the % of sales.
  • Transaction Fees - This is $ amount charged per transaction.
  • Statement Fee - Fee charged to produce the monthly statement.
  • Monthly Minimum - Minimum amount that must be produced each month in discount rate fees.
  • Charge Back Fee - This is only charged if the charge back occurs.
  • Annual/Semiannual Fee - A fee charged once or twice a year.

Whether Visa, Mastercard, Discover, American Express, Diners, Voyager, Wright Express, it all can be done through our credit card machines or software packages.

Check out our Monthly Deal!

Debit Card & ATM Processing

  • Costs less to process
  • Funds are guaranteed
  • Receive your money faster

Debit/ATM cards work with the same ease as credit cards and allow customers to deduct funds for purchases from their bank account, usually their checking account. True debit cards require a PIN number to be entered before a purchase can be complete. Many people refer to the Visa/MasterCard Check Cards as Debit cards since they do the same as true Debit cards, except for the fact these check cards do not require a PIN number to make purchases. You can easily identify check cards as they will have the familiar Visa or MasterCard logos on them.

The process works just like accepting credit cards except when you enter in the customers debit card information the amount to cover the purchase is deducted from the customers' bank account.

Generally, Processing Companies charge you a Debit Transaction Fee, plus the interchange, which varies depending on the Network used. PIN based Debit requires a PIN pad.

Here is a few reasons to accept ATM/Debit Cards:

  • Guaranteed payments, each and every time a ATM/Debit card is used and approved.
  • Reduces transaction expense.
  • Decreases the need to pay by check, resulting in faster checkout and fewer check-related issues, such as fraud and insufficient funds.
  • Increases customer convenience by offering cash back - reduces the consumer's need to stop elsewhere for cash.
  • Increases the average ticket - consumers surveyed tell us they spend 29% when using their ATM/debit card and PIN compared to cash and 22% more when using their ATM/debit card and PIN compared to checks.
  • Increases the cards accepted (other ATM/debit cards, EBT cards and prepaid industry or mall cards).

Call today for a no obligation quote!

Toll Free (877) 251-0778
 

Apply for An Impact PaySystem Merchant Account - Fast Approvals!

Impact PaySystem • 5115 Covington Way, Suite 16, Memphis, TN 38134
Toll Free: (877) 251-0778 • Local: (901) 601-0032 - Email

© Copyright 2005. Impact PaySystem.  Impact PaySystem is a registered ISO/MSP of Bank One and of Wells Fargo Bank, N.A. Walnut Creek, CA.
American Express & Discover require separate approval.

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